Pension guides & podcast

Free UK-focused guides and a jargon-light podcast episode from PensionBud. Use them to build a clearer picture before Pension Wise or a qualified adviser — everything here is general information only, not regulated financial advice.

Guides (articles)

Each page has its own title and description for search.

• Can I retire at 57 with £800k in the UK?

  Early retirement, practical scenario, and what affects whether the numbers work.

• What happens if I take £100k from my pension?

  Lump sums, tax, what stays invested, and trade-offs to think about first.

• Should I pay off my mortgage or invest in my pension?

  Returns vs peace of mind, tax relief, and UK context.

• Why start a pension in your 20s?

  Compound growth, auto-enrolment, and small contributions that add up.

• DB vs DC pensions in the UK

  Defined benefit vs defined contribution — how each works and why DC needs more decisions.

• Using a pension calculator before financial advice

  Explore scenarios first, Pension Wise, then speak to an adviser with clarity.

• Using your own OpenAI API key in PensionBud

  BYO key, cost control, security, and how the AI helper works.

Podcast

Listen in your browser or read full show notes on the episode page.

Publisher: Eyelite Digital Limited.